Term Life Insurance
Simple, affordable coverage for when your family needs it most
Term life insurance is the most straightforward and affordable type of life insurance. It provides a death benefit for a specific period — usually 10, 20, or 30 years — giving your family financial security during the years they need it most.
Why choose term life insurance?
Affordable Premiums
Get up to $1M in coverage starting from just $12/month — far less than permanent life insurance.
Flexible Terms
Choose coverage terms of 10, 15, 20, 25, or 30 years to match your financial obligations.
Tax-Free Payout
Your beneficiaries receive the full death benefit completely income-tax-free.
No Medical Exam Options
Many term policies are available with simplified underwriting — no doctor visits required.
How it works
Getting term life insurance is easier than you think
Answer 5 quick questions
Tell us your age, health status, and coverage needs. No paperwork, no phone calls, no pressure whatsoever.
Takes 2 minutesCompare instant quotes
See personalized term life rates from 12+ A-rated carriers displayed side by side. Pick the best fit for your budget.
12+ top carriersApply and get covered
Choose your policy, sign your application digitally, and your coverage can start the very same day.
Same-day coverage$12/mo
Starting monthly rate
2 min
To get your free quote
$0
Cost to apply
12+
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Frequently asked questions
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