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Simple, honest life insurance for every stage of life.

Term Life

Affordable coverage for a set period to protect your family financially when it matters most, with flexible terms to fit your budget.

Coverage$100K – $3M
Term10, 15, 20, 25, 30 yr
Best forYoung families & homeowners

FROM $12/mo

Whole Life

Permanent coverage with guaranteed cash value growth for long term financial security and a lasting legacy for your family.

Coverage$25K – $1M
TermLifetime
Best forLong-term wealth builders

FROM $45/mo

Final Expense

Affordable coverage for end-of-life costs and expenses, giving your family complete peace of mind when they need it most.

Coverage$5K – $25K
TermLifetime
Best forSeniors aged 50 – 85

FROM $25/mo

Indexed Universal Life

Permanent coverage with flexible premiums, market linked growth potential, and full downside protection for your future.

Coverage$100K – $5M
TermFlexible
Best forRetirement income planning

FROM $75/mo

Rate Calculator

Estimate Your Monthly Premium

Based on 2024 Preferred Plus rates from top-rated carriers.

Gender

Term Length

Coverage Amount$500K
$50K$250K$500K$1M$1.5M
Your Age35 yrs
203040506075

Est. monthly rate

$24.50/mo
Preferred Plus · Non-smoker
Annual premium$294
Total over 20 yrs$5,880
Coverage amount$500K
Term length20 years
No spam · No medical exam
A-rated carrier network
Licensed in all 50 states
No medical exam required
Expert advisors available
Happy family

“You'll never regret protecting your family. It's fast, easy and affordable!”

Shaquille O'Neal

Former NBA All-Star

Google
4.6

1,241 Google reviews

“Excellent prices for insurance policies, especially considering NO EXAM!”

SM

Sarah M.

Verified customer

Google
4.8

1,241 Google reviews

“It took 5 minutes and I was insured instantly for $1.3 million. Absolutely incredible!”

MT

Mark T.

Verified customer

Google
5

1,241 Google reviews

“I had coverage the same day with zero hassle. Couldn't believe how easy it was.”

JL

Jennifer L.

Verified customer

Google
5

1,241 Google reviews

“Got approved faster than I expected. The whole process was incredibly simple.”

DR

David R.

Verified customer

Google
5

1,241 Google reviews

“Best rates I found anywhere. Took less than 10 minutes to get covered.”

MB

Michael B.

Verified customer

Google
5

1,241 Google reviews

“The easiest insurance experience I've ever had. No exam, no waiting at all.”

AK

Amanda K.

Verified customer

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