Final Expense Insurance
Give your loved ones peace of mind when it matters most
Final expense insurance is designed specifically for seniors to cover end-of-life costs including funeral expenses, medical bills, and outstanding debts. With simplified underwriting and no medical exam, getting covered is quick and easy.
Why choose final expense insurance?
For Ages 50–85
Designed for seniors who want to protect their families from funeral and burial costs averaging $10,000–$15,000.
No Medical Exam
Apply with just a few simple health questions. No blood draws, no doctor visits, no lab work required.
Same-Day Approval
Get approved in minutes. Coverage can start the same day your first premium is paid.
Permanent Policy
A whole life policy that never expires and builds cash value you can access while living.
How it works
Getting final expense insurance is easier than you think
Answer a few health questions
No medical exam required. Just a short health questionnaire — most applicants qualify regardless of their health history.
No exam neededGet approved instantly
Our system reviews your answers immediately. Most applicants receive an approval decision in under 10 minutes.
Approval in minutesCoverage starts same day
Pay your first premium and your final expense policy is active immediately. Your family is protected right away.
Same-day protection50–85
Eligible age range
10 min
Average application time
98%
Applicant approval rate
$5K–$25K
Available coverage range
Frequently asked questions
Ready to protect your family?
Get your personalized final expense insurance quote in under 2 minutes.